On March 1st the European Banking Authority (EBA) published its final version of the revised Guidelines on money laundering and terrorist financing risk factors (ML/TF), EBA/GL/2021/02 (the Revised Guidelines). These guidelines will repeal and replace the original Risk factor Guidelines published by the European Supervisory Authorities (ESAs) in 2017 (JC 2017 37). In EBA:s own words the Revised Guidelines are “central to the EBA’s work to lead, coordinate and monitor” the fight against ML/TF. The Revised Guidelines apply to banks and financial institutions same as the replaced version.